Wednesday, September 07, 2005

Identity Theft Protection

My choice for the best protection available is PrePaid Legal's Identity Theft Policy. See a local representative or contact Karen or Peter at startrust@valornet.com@valornet.com.

The article that generated this comment is found at my coach's blog: http://antwatching.blogspot.com/2005/09/has-your-identity-been-stolen-make.html

I'll post my comments to her article here:
Great posting and (unfortunately) so needed these days. Identity Theft insurance is now available also. My home insurance provider has an option for that. Many credit card companies do also, but often only cover their own card.
In considering identity-theft insurance, look for the paragraph that tells you who has to do the work of contacting all the banks and credit agencies. Many policies will insure you against financial loss and provide a list of contact information, but still leave YOU to do all the work. If you are going to be paying a fee, at least get the most bang-for-the-buck that you can.
And re: shredding - Absolutely YES, but spend the extra for a cross-cut version. It's way too easy for an industrious crook to tape together a straight-cut document (as I learned by experience).

Be safe :)

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